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Given that I recently bought a condo, should I sell it or rent it out to generate additional income?

Rental income can help cover costs: Renting out your condo can generate a steady stream of income that can help cover mortgage payments, property taxes, and maintenance costs.

Depreciation tax deductions: If you rent out your condo, you can claim depreciation tax deductions, which can reduce your taxable income.

Capital gains tax exemption: If you sell your condo, you may be eligible for a capital gains tax exemption of up to $250,000 ($500,000 for married couples) if you've lived in the condo for at least two of the last five years.

Vacancy rates: Before renting out your condo, research the local vacancy rates to ensure you'll be able to find tenants.

Rental income vs.

property value: Compare the potential rental income of your condo to the current property value to determine which option is more financially beneficial.

Rental property laws: Familiarize yourself with local and state rental property laws and regulations to ensure you're in compliance.

Property management: Consider hiring a property management company to handle tenant screening, maintenance, and other responsibilities.

Market trends: Stay up-to-date on local real estate market trends to determine the best time to sell or rent out your condo.

Mortgage interest deductions: If you rent out your condo, you can still claim mortgage interest deductions on your tax return.

Homeowners insurance: If you rent out your condo, you'll need to purchase a landlord insurance policy to cover any damages or liabilities.

Wear and tear: Renting out your condo may result in more wear and tear on the property, which could lead to higher maintenance costs.

Long-term goals: Consider your long-term financial goals and whether selling or renting out your condo aligns with those goals.

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